Zopa 0% Finance

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Zopa: Interest-Free, Flexible Financing for Your New Mattress  

Do you want to buy now pay monthly for your eze™ Mattress? With our Zopa partnership, you can bring home your new mattress today and spread the cost over time with 0% interest.

Zopa offers a quick, 60-second application process and a range of payment options designed to make buying your dream mattress both easy and affordable. 

Here’s how Zopa can work for you:

  • Flexible Payment Plans: Pay in 3 to 12 monthly installments, with 0% interest.

  • Quick Application: 60-second application process with immediate decision.

  • Eligibility Requirements:

    • Available for UK residents aged 18-75.

    • Requires a valid debit/credit card, UK mobile number, and email.

  • Credit Check: Includes a credit check to determine eligibility; quick-check option available that doesn’t affect credit score.

  • Payment Collection: Automatic payments via Continuous Payment Authority.

  • Limits: Purchases from £50 to £6000 eligible for Zopa.

  • No Hidden Fees: No APR or additional charges, though late payment fees may apply.

  • Account Management: Access and manage your account online.

Zopa FAQs

Zopa interest free credit is available on products/services from £50 to £6000. Credit is available from 2 to 12 months. Credit offered is set by the retailer.

  • Applicants must be aged between 18 and 75
  • Be a permanent UK resident
  • Have a valid debit or credit card
  • Have a valid UK mobile number
  • Have a valid email address

Yes. A credit check is performed to assess your eligibility and affordability. Zopa also has a quick check service so you can assess your eligibility for Zopa credit that will not affect your credit file.

Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and three-digit CV2. Payments will be collected automatically on the date your instalment is due.

To guard against fraudulent applications, we are only able to deliver goods to your home address.

The first step is to contact the retailer directly to cancel your order. If you have already received your order, you’ll need to arrange for it to be returned using the retailer’s returns process. The retailer will then contact us to confirm your order has been returned, so we can issue a refund and cancel your credit agreement.

We’re sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we’re unable to find out why your application was denied. Zopa is not permitted to share application information with us.

No. There are no APR or hidden charges. We do reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process.

To manage your account and make payments you can access Zopa login here https://www.zopa.com/

Zopa will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid a first instalment, you need to contact Zopa directly who will then notify us of the changes.